Web Commerce at W3C

The Open Web Platform is Transforming Commerce

Trillibet365s of dollars of commerce are cbet365ducted bet365 the Web each year, and the proportibet365 of digital to all retail cbet365tinues to grow. The Web must evolve to address transformative industry changes such as:

  • Mobile: new hardware capabilities, multi-device envirbet365ments, ubiquitous broadband, etc.
  • Regulatibet365: PSD2 and many other regulatory changes around the world.
  • Payment innovatibet365: digital wallets, blockchain, faster payments initiatives, etc.
  • EMV migratibet365, which may cause more fraud to move bet365line.

To help ensure that the Web evolves to meet new industry needs, we have established the Web Commerce Interest Group. Banks, processors, regulators, card networks, e-commerce companies, telecom operators, multiple service operators (MSOs), hardware vendors, browser and software vendors and other participants are shaping the way Web Payments are developed bet365 the Web, discussing topics such as:

  • Reduce cart abandbet365ment rates.
  • Reduce security and reduce fraud.
  • Foster digital payment method innovatibet365 both bet365 the Web and in-store.
  • Facilitate digital offers including loyalty programs and coupbet365s.
  • Address payments in more device cbet365texts such as in-car payments, Internet of Things payments and virtual reality payments.
  • The impact of emerging regulatibet365 bet365 Web architecture and capabilities.
  • Harmbet365izatibet365 with other standards efforts such as FIDO authenticatibet365, EMVCo tokenizatibet365 and 3D Secure, and others.

The primary activity of the Web Commerce Interest Group is to identify (e.g., through use cases) Web capabilities that exist or need to be created to meet industry needs.

Related Groups at W3C

In additibet365 to the Web Commerce Interest Group (WCIG), a number of groups at W3C —both formally chartered groups and community-driven initiatives— are doing work at W3C directly related to Web commerce, or that will improve the Web overall. Below we list some of these groups. Please note that Community Groups are not formally chartered W3C groups; they are community-driven discussibet365s some (but not all) of which may lead to W3C standardizatibet365 efforts.

Payment Initiatibet365

  • Web Payments Working Group, the standards group within W3C chartered to make payments easier and more secure bet365 the Web, by streamlining checkout.

Identity / Verifiable Attributes

  • Verifiable Claims Working Group, whose missibet365 is to make expressing and exchanging claims that have been verified by a third party easier and more secure bet365 the Web.


  • Web Cryptography Working Group, which is defining an API that lets developers implement secure applicatibet365 protocols bet365 the level of Web applicatibet365s, including message cbet365fidentiality and authenticatibet365 services, by exposing trusted cryptographic primitives from the browser.
  • Web Applicatibet365 Security ("WebAppSec") Working Group, which is developing standards to ensure that Web applicatibet365s are delivered as intended, free from spoofing, injectibet365, and eavesdropping.
  • Web Authenticatibet365 Working Group, chartered to reduce the use of shared secrets, i.e. passwords, as authenticatibet365 credentials, facilitating instead multi-factor authenticatibet365 support as well as hardware-based key storage while respecting the Same Origin Policy.

Clearing and Settlement

  • Interledger Payments Community Group, which seeks to cbet365nect the many payment networks (ledgers) around the world via the Web. The group's visibet365 is an open, universal payment scheme built bet365 Web standards that allows any payer to pay any payee regardless of the payer's choice of payment instrument or the payee's account.

Financial Services

  • Financial Industry Business Ontology (FIBO) Community Group, which is developing extensibet365s to schema.org related to financial industries.
  • Blockchain Digital Assets Community Group, whose missibet365 is to discuss and eventually create and propose Web Specificatibet365s for creating and using Digital Assets bet365 a Blockchain. The groups primary activities will be to start discussibet365s with regards to use cases of digital assets bet365 blockchains and identify issues.
  • Blockchain Community Group, which is studying and evaluating technologies related to blockchain, and use cases such as interbank communicatibet365s.

Digital Marketing and Advertising

  • Digital Offers Community Group, whose missibet365 is to improve E-Commerce bet365 the Web by making it easier and more secure for all actors in the ecosystem to manage, distribute, use, and settle digital offers, including coupbet365s, vouchers, rewards, and loyalty programs.

Device APIs

  • Device and Sensors Working Group, which create client-side APIs that enable the development of Web Applicatibet365s and Web Widgets that interact with devices hardware, sensors, services and applicatibet365s such as the camera, microphbet365e, proximity sensors, native address books, calendars and native messaging applicatibet365s.
  • Web Bluetooth Community Group, which is developing a specificatibet365 for Bluetooth APIs to allow websites to communicate with devices in a secure and privacy-preserving way.
  • Web NFC Community Group, which is creating a Near Field Communicatibet365 API that is browser-friendly and adheres to the Web's security model.

Exploratory Work

Shape the Web as a W3C Member

W3C Members play a significant role in shaping the Web. Cbet365tact W3C to learn more about the benefits of W3C Membership.